What if you were told it’s possible to have peace in your financial life?

I’m inspired to help people take control of their finances without sacrificing their priorities and pleasures.

Terri Hughes, Certified Budget Coach Can Help You…

Take control of your budget, learn to make better choices and set you up for stress-free financial success.

Save for the future without feeling deprived in the present, enabling you to plan for upcoming purchases.

Lose that feeling of living paycheck to paycheck with no real idea of where your money is going.

Why do you need a budget coach?

Remember when you were a kid learning to ride a bicycle? You probably could have figured it out on your own eventually, right? There would have been many falls and scrapes, tears and tantrums, and you would have felt like you wanted to give up, so many times. But your parent was there, offering encouragement, guidance, and a steady hand on the seat as you pedaled madly until you finally took off on your own.

A budget coach fills a similar role, giving you guidance and encouragement as you take control of your finances. There are a lot of moving parts in compiling a successful budget, and having someone very knowledgeable on the journey with you will make all the difference in your success and the speed of that success.

Who can use a Budget Coach?

  • Household Partners

  • People in control of their finances for the first time

  • College Students

  • Small Business Owners

  • People with income and expenses

  • Humans!

Portrait of Terri Hughes, Budget Coach with YNAB, holding bicycle handles, outdoors on a sunny day. Terri is a woman in a jean jacket and white shirt, with softly curled salt and pepper hair. She is smiling.

Hello, I’m Terri Hughes, a YNAB Certified Coach, and my mission is to bust the common myth that budgets are restrictive and highlight the fact that a budget can bring you financial harmony and peace.

Budget and Harmony…..You may wonder how these two things can co-exist. The truth about budgets is that they are the way to bring clarity to your finances. A budget is simply a plan that helps you make decisions on how to spend your money. When you know the job for every dollar, you are being proactive with your money which gives you the freedom to align your values and priorities with your spending. Though some people are born ‘good with money’ it is also a teachable skill, like any other. I’ve had great success coaching people on how to manage their money. I’d love to show you how to do the same without stress and anxiety, ultimately finding harmony in your financial life.

(More about Terri)

Budget Harmony where financial peace and priorities meet

After meeting with Terri several times, I have received excellent step-by-step guidance and advice for YNAB and budgeting success! Terri is very knowledgeable, as she has used YNAB herself for many years. I highly recommend Terri and YNAB. I am excited to have streamlined my budgeting process for success! Thank you, Terri!!!"

– Joana D.